Motor Club America (MCA) Scam Review

Name: Motor Club of America (MCA)

Description: Nearly everyone promoting MCA flashes shiny objects to lure people seeking extra money online. People don’t know what they’re getting into and don’t really know what MCA is. All they know is that if they send people their “affiliate link,” they’ll earn money. Unfortunately, the truth is far from advertised.

  • Motor Club of America Business Opportunity Rating

Every vehicle owner needs some kind of roadside assistance whether your car breaks down, you get locked out, or something else.

When these things happen, you need professional assistance. Motor Club America has provided that kind of service since 1926.

That’s almost 100 years of history behind the company, which gives credibility to MCA.

There are lots of people claiming this is an absolute scam, while others that swear by the legitimacy of the program.

In this review of MCA, you’ll understand why people call it a scam, why affiliates fail, and whether or not the program is a good opportunity for you.

My personal conclusion is that MCA is not a scam, but there are some things you need to know before you join this business opportunity.

My Story of How I Fired My Boss and Work Full-Time Online!

Why do so many people call MCA a scam?

1. Misleading advertisements

Nearly everyone promoting MCA flashes shiny objects to lure people seeking extra money online.

Unfortunately, people don’t know what they’re getting into and don’t really know what MCA is.

All they know is that if they send people their “affiliate link,” they’ll earn money.

This creates a spiral of new affiliates promoting MCA incorrectly.

Many MCA affiliates recognize that this isn’t the way to promote the business, but they draw a line between the company and the minority of affiliates who are promoting incorrectly.

But MCA itself isn’t doing anything to keep it from happening.

2. Close ties to a pyramid scheme

MCA is a Multi-Level Marketing (MLM) Company. The goal in this structure is to use direct sales as well as to recruit new affiliates.

When people recruit affiliates, they move up in the company because of the employees (affiliates) added below them.

The new affiliates, then recruit more affiliates, and the trend continues.

This type of company is closely knitted to a pyramid scheme, but it doesn’t necessarily means that it is a scam.

However, statistic shows that a small percentage of the people at the top of the pyramid are earning the most money because of the work done under them (by their recruits).

What is MCA?

MCA was founded in 1926 by William W. Green.

It was later sold to Truckers Voice in Court (TVC) Marketing, which was founded by Virgil Coffee, who was the father of the former Secretary of State of Oklahoma, Glenn Coffee.

MCA provides roadside assistance through direct sales.

These services are similar to the services offered by AAA, but members are encouraged to recruit their friends and family into MCA, as well.

MCA Service Reviews

As with any business, there are people who have positive experiences and people who have negative experiences.

It’s impossible for a company to please everyone.

While some people will have nothing but positive experiences, there will be people who get let down by the company.

Unfortunately, the only way for you to know if the MCA services are a perfect fit for you, is to try the services yourself.


MCA does have a refund policy, but you can only get a 100% of your money back if the refund request was made within 3 days of signing up, and 50% if the request was made within 30 days.

You definitely do not have sufficient time (the refund period) to try the full range of services, but you can only experience the service when something happens to your car.

So, to help you out, I’ve consolidated a list of positive and negative reviews so that you can decide if MCA is worth your money…

Positive Reviews


Negative Reviews


Also, you might be interested to know the benefits of MCA as compared to its competitors…

MCA offers similar services to its competitors, including a wide range of specific roadside assistance services.

However, MCA’s membership provides more services than competitors.

Many of the competitors have limits on their services.

For example, AAA has a five-mile towing limit to reach the nearest service station.

These limits make MCA appear to be a better choice for people who would utilize the services more often.

I hope this will help you out in determining if MCA is the right roadside service for you.

The Truth Most Associates won’t tell you…

I am sure you are enticed by the hype from MCA associates where they flaunt flashy objects to get you to contact them on Facebook. Advertisements like this…


I mean, who wouldn’t like the idea of working from home and without the worry of money.

Most are led to believe that all they need to do is to share a bunch of advertisements (whether through Facebook or giving out flyers), and they will make money.

But, here’s what most associates won’t tell you prior to joining the business…

You will need to spend a lot of time working on the business in order to make a substantial amount of money.

Most associates will tell you that it takes only a few hours a day to run the business, and you can do it part time.

But in fact, to make good money, you’d probably need to work 40 hours a week (like a full-time job).

For most of us, we already have a full-time job, and we’d probably have a family, and working at MCA full-time is just not possible.

More than just posting ads, you need to speak to people, and get them to sign up to MCA through your affiliate link, and you’d have to follow up with those who didn’t sign up with you.

Then, you’ll constantly need to listen in to the training provided by the leaders of your group to grow your business.

It is definitely possible to do this part-time, but generally it is hard to achieve great results for people who don’t work on this full-time.

I found an interesting video that I think it is worth watching if you are looking to join MCA as an associate:

How I fired my boss and work full-time online. Click to find out more!

How does the affiliate program work?

Many people join MCA as affiliates when they see ads to earn money quickly.

When people become affiliates, they are given affiliate links to give to family, friends and other potential customers to sign up.

When someone uses the link to sign up, the affiliate gets money from the company.

There is no cost to become an affiliate for MCA and it is not clear whether there are minimum sales required to maintain affiliate status.

Once someone becomes an affiliate, there are four ways to get paid.

1. Direct commission

Direct commission comes from referrals for new customers. Each new customer using the affiliate’s link gets the affiliate $80.

2. Passive commission

When an affiliate’s referral sign up new members, the affiliate earns passive commission. First generation referrals earn $80. Second generation referrals earn $6.

3. Volume income

Volume income pays extra when an affiliate reaches a minimum number of referrals per week. This is structured as follows:

  • 1-5 referrals per week = $80 per person
  • 5-9 referrals per week = $82 per person
  • 10-14 referrals per week = $84 per person
  • 15-19 referrals per week = $86 per person
  • 20-29 referrals per week = $88 per person
  • 30+ referrals per week = $90 per person

4. Residual income

Finally, affiliates earn 66₵ in monthly commission for every customer who pays their recurring bill.

Why do the majority of MCA affiliates fail?

As much as many affiliates want you to think that it is easy to make money from MCA, the fact is far from advertised.

The following income disclaimer is found on the MCA’s website:


It is very clear that a typical MCA affiliate will not earn much or anything for this opportunity, and it is not because MCA is a scam.

Here are some reasons that I think is the cause of the high failure rate:

1. Decentralized Training

Because of the structure of the company, there is no centralized training or guidance for affiliates once they join the company.

Instead, new affiliates tend to rely on their sponsors for support.

Unfortunately, most sponsors did not achieve the success or do not have enough experience to coach and guide new recruits, sponsors rely on their sponsors as well, which leads to what they call “the blind leading the blind”.

And, for most successful affiliates, they typically don’t care about the success of their recruits.

They are more focused on their own success. This creates a gap in information for new recruits, which probably contributes to promoting MCA incorrectly.

2. Lack of support

Because of the decentralized training and the lack of support from sponsors, new affiliates have no real support once they become affiliates.

This means they have no one to turn to when they have questions or concerns or just need someone to encourage them in the process.

I know very well that no matter how great an opportunity is, if there’s insufficient support for the new members, failure is almost guaranteed.

So, if you intend to join the MCA, it is best that you do some due diligence on the people whom you are about to follow.

Because following the right leader is important for your success.

3. Wrong mindset

Since MCA is focused on direct sales, it takes a specific mindset to be successful.

Unfortunately, people who become affiliates don’t always have the right mindset.

They see ads that say they’ll earn money quickly. But, when they don’t see results, they quit.

Worst of all, people who join MCA has this mindset that making money with MCA is easy, so they thought that they could post some links on Facebook and expect the money to roll in.

But, that’s never the case. People who actually earn some money from MCA are the ones who work extremely hard and go against all odds to make things happen.


4. Over-saturation

With so many people posting on Facebook, it sort of becomes a clique.

And as people invite their friends and family, a geographic region is likely to be full of people who are already members.

As a result, the market can become over-saturated.

This prevents people from having access to new recruits.

Eventually, income plateaus and then starts to drop off because there aren’t new people coming in.

5. Unable to Face rejection

Being in this opportunity would mean that you are basically as salesperson for MCA.

And, as we know that there’s always rejection in a sales environment.

When you first join the business, it is only logical to get any of your family members or friends, who owns a car, to join the MCA.

The fact that most affiliates can’t get pass the phase of reaching out to the people whom they know because they are afraid of facing rejection from them.

If you aren’t the person who can face rejection or you simply hate to be in sales, then this business opportunity is not for you.

A business opportunity that turns your passion into profits and requires no selling. Learn more!

My Sincere Advice to You

I hope I have given you sufficient information to make an informed decision.

Don’t just join the business because of the hype, instead, join the business because you simply believe that the MCA services adds value to the people who owns a car.

If you are already in MCA, don’t start flaunting cash and all the shiny object to get people to sign up, because most of the time, this strategy doesn’t work.

It will lead to people calling MCA a scam, and relationships can be destroyed if you played this wrongly.

So, with that, if you think that MCA is a good opportunity for you to join, please ensure that you are joining the right people, and I wish you all the best.

However, if you think that MCA is not the business opportunity you are looking for, then please allow me to introduce you to the program that is responsible for thousands of online successes, including me. On August 2017, I fired my boss thanks to the help of the program, and you can read all about my story here.

Thank you so much for reading this review!

If you think this review has helped you in one way or another, I’d be grateful if you could share it by clicking on the social media buttons.

And, if you’d like to discuss more about MCA or you’d like to share your experience, please, feel free to leave a comment below.

Your pal,


About the Author

Jack is an experienced online marketer who would like to extend his help to whomever wants to learn more about building a successful online business. Connect with me on Facebook, Twitter, and Google Plus. Read more about Jack and here...

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